Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"We are super lucky to have had Richard Wylder managing our first Mortgage. He made the impossible, possible. We have purchased a bangalow and as a self employed. It was an outstanding experience with Richard! His super expertise and extremely high professionalism made it easy to get our mortgage. He also gave good mental support and made communication with all the parties involved in this process and made it seamless. His dedication, expertise, leadership and honesty made our bangaow buying process a happy process without any tension. I highly recommend Richard and already told many of my friends to contact Richard regarding their house buying mortgage need. In future, I will only go to Richard."
Equity release, often through a lifetime mortgage, allows Guildford homeowners aged 55 and above to free up the cash tied in their property without needing to move or sell. You borrow against your home’s value, either as a lump sum or in instalments. Whether your home is mortgage-free or you still have one, equity release provides flexibility, with any remaining mortgage paid off from the released funds.
Absolutely. All our equity release plans in Guildford are fully regulated by the Financial Conduct Authority (FCA) and follow the Equity Release Council’s guidelines. This ensures you’ll never owe more than the sale value of your home, giving you and your loved ones peace of mind.
The funds you release can be used however you wish. Whether it’s for a new car, clearing debts, or simply improving your retirement lifestyle, equity release gives you the financial freedom to enjoy life in Guildford.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Guildford, we offer expert advice on mortgages and equity release, tailored to suit your unique needs. With our wealth of experience, we’ll help you make informed decisions about your financial future.
Whether you’re looking to unlock the value of your home or secure a suitable mortgage deal, we provide clear and straightforward advice. Our aim is to ensure your financial future is secure, and we’re committed to supporting you throughout the process.
With our professional yet personal service, we’re here to help you create a brighter, more secure future.Our specialists provide professional advice to help you find the perfect equity release plan that fits your needs.
We ensure full transparency and protection, adhering strictly to FCA regulations and the Equity Release Council’s standards.
Our advisers take the time to understand your situation and what’s important to you and your family.
Here’s what to expect when you work with us for equity release, if you live in Guildford.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences.
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